jilik Terms & Conditions

1. Acceptance of Terms

By registering for an account, accessing the jilik website at jilik.cam, or using any jilik gaming services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions in their entirety. If you do not agree with any provision contained herein, you must immediately cease using jilik services and may not create or maintain an account.

These Terms & Conditions constitute a legally binding agreement between you (the "Player," "User," or "you") and jilik.cam, operated under PAGCOR licensing authority within the Republic of the Philippines (the "Company," "we," "us," or "our"). Your continued use of jilik services following any modifications to these Terms & Conditions constitutes acceptance of such modifications.

jilik reserves the right to modify, amend, or update these Terms & Conditions at any time without prior notice. Material changes will be communicated through email notification to your registered email address, prominent notice on the jilik website, or notification upon login. It is your responsibility to review these Terms & Conditions periodically. Continued use of jilik services after modifications constitutes acceptance of revised terms.

2. Eligibility and Account Registration

2.1 Age and Jurisdictional Requirements

You must be at least twenty-one (21) years of age or older to create a jilik account and access gaming services. This age requirement complies with Philippine gambling laws and PAGCOR regulations governing online gaming operations. jilik employs age verification systems and reserves the right to request government-issued identification documents at any time to verify your age and identity.

You must be a legal resident of the Republic of the Philippines and physically located within Philippine territory at the time of account registration and during all gaming sessions. jilik employs geolocation technology to verify your location. Attempts to circumvent location verification through VPNs, proxy servers, or other technical means constitute grounds for immediate account suspension and forfeiture of account balances.

You must not be self-excluded from gambling activities, either through jilik's self-exclusion program or any Philippine gaming establishment. You must not be prohibited from gambling under court order, probation terms, or any legal restriction. You confirm that you are not a compulsive or problem gambler seeking to circumvent treatment programs or legal restrictions.

2.2 Account Registration Requirements

Account registration requires accurate, complete, and current information including legal name, date of birth, residential address, contact telephone number, and valid email address. You agree to maintain and promptly update this information to ensure accuracy. Providing false, incomplete, or misleading information constitutes breach of these Terms & Conditions and may result in immediate account termination and forfeiture of account balances and winnings.

Each individual may maintain only one (1) jilik account. Creating multiple accounts, whether under your own name or using names of family members, friends, or third parties, is strictly prohibited. jilik employs sophisticated detection systems to identify duplicate accounts based on personal information, payment methods, device fingerprints, IP addresses, and behavioral patterns. Upon detection of duplicate accounts, jilik reserves the right to close all related accounts, void all transactions, and forfeit all balances.

You are solely responsible for maintaining the confidentiality of your account credentials, including username and password. You must not share your login credentials with any third party. You agree to immediately notify jilik of any unauthorized account access or security breach. You are liable for all activities conducted through your account, whether authorized or unauthorized, until you notify jilik of suspected unauthorized access.

2.3 Account Verification

jilik reserves the right to request identity verification documents at any time, including but not limited to government-issued photo identification (Philippine passport, driver's license, UMID, Postal ID), proof of address (utility bill, bank statement, barangay certificate issued within the last three months), and proof of payment method ownership (bank statement, GCash screenshot showing registered name). Failure to provide requested documentation within fourteen (14) days may result in account suspension and withdrawal restrictions until verification is completed.

Accounts flagged for enhanced due diligence based on transaction patterns, withdrawal amounts, or anti-money laundering protocols may require additional verification, including source of funds documentation, video verification calls, or notarized affidavits. jilik cooperates fully with PAGCOR anti-money laundering requirements and Philippine Anti-Money Laundering Council (AMLC) regulations.

3. Deposits and Account Funding

3.1 Accepted Payment Methods

jilik accepts deposits through GCash, Maya (formerly PayMaya), bank transfers from Philippine banks including BPI, BDO, Metrobank, UnionBank, Security Bank, and over-the-counter cash deposits through authorized payment centers including 7-Eleven CLiQQ, Cebuana Lhuillier, and SM Bills Payment. Minimum deposit amounts vary by payment method and are displayed during the deposit process, generally ranging from PHP 100 to PHP 500.

You may only use payment methods registered in your own legal name. Third-party deposits, including payments made by family members, friends, or business associates, are strictly prohibited. Deposits from payment methods not registered in your verified account name will be rejected and returned to the source, minus applicable processing fees. This policy protects against money laundering, fraud, and unauthorized account funding.

3.2 Deposit Processing and Crediting

GCash and Maya deposits typically credit your jilik account within thirty (30) seconds to two (2) minutes of successful transaction completion. Bank transfer deposits credit within fifteen (15) minutes to four (4) hours depending on the originating bank's processing systems. Over-the-counter deposits credit within thirty (30) minutes to two (2) hours of payment confirmation receipt. Delayed crediting beyond these timeframes should be reported to jilik customer support immediately.

jilik does not charge deposit fees; however, your payment provider (bank, GCash, Maya, etc.) may impose their own transaction fees. You are responsible for all fees charged by your payment provider. Deposit amounts displayed during the transaction represent the exact amount that will credit your jilik account balance.

3.3 Deposit Limits and Responsible Gaming

jilik provides optional deposit limit tools allowing you to set daily, weekly, or monthly deposit maximums as part of our responsible gaming commitment. Once set, deposit limits take effect immediately and cannot be increased for seventy-two (72) hours, though they may be decreased or removed immediately. Deposit limit modifications are logged and accessible through your account history.

4. Withdrawals and Account Balances

4.1 Withdrawal Methods and Processing

Withdrawals are processed to the same payment method used for your most recent deposit, in compliance with anti-money laundering regulations requiring withdrawal-to-deposit matching. GCash and Maya withdrawals typically process within fifteen (15) to thirty (30) minutes during business hours (8:00 AM to 10:00 PM Philippine Time). Bank transfer withdrawals process within two (2) to twenty-four (24) hours depending on the receiving bank.

Minimum withdrawal amount is PHP 300 for GCash and Maya, PHP 500 for bank transfers. Maximum single withdrawal is PHP 50,000 for standard accounts, PHP 100,000 for VIP Silver accounts, PHP 250,000 for VIP Gold accounts, and PHP 500,000 for VIP Platinum accounts, with higher limits available upon request for high-volume players. Daily withdrawal limits apply as stated in your account tier documentation.

4.2 Withdrawal Requirements and Restrictions

Account verification must be completed before processing your first withdrawal. Unverified accounts are restricted from withdrawals until satisfactory identity documentation is provided and approved by jilik's compliance team. This typically requires submission of government-issued ID and proof of address.

Deposits must be wagered at least one (1) time before withdrawal to comply with anti-money laundering regulations preventing jilik from being used as a money transmission service. This requirement applies to the aggregate deposit amount, not individual deposits. Bonus funds carry separate wagering requirements as specified in the applicable bonus terms and must be met before withdrawing associated winnings.

jilik reserves the right to conduct enhanced due diligence on withdrawals exceeding PHP 100,000, first-time withdrawals, or withdrawal patterns flagged by anti-fraud systems. Such reviews may delay withdrawal processing by twenty-four (24) to seventy-two (72) hours while additional verification is conducted. Players will be notified of any withdrawal delays and the specific documentation required to complete processing.

4.3 Inactive Account and Dormancy Fees

Accounts with balances that remain inactive (no login or gaming activity) for twelve (12) consecutive months are subject to a monthly maintenance fee of PHP 200 or five percent (5%) of the remaining balance, whichever is less. This fee covers the administrative costs of maintaining inactive accounts. Accounts are considered active upon login, regardless of whether gaming activity occurs.

Accounts with balances below PHP 50 that remain inactive for six (6) consecutive months will be closed and remaining balances forfeited. Players will receive email notification sixty (60) days before account closure providing opportunity to login and maintain account active status.

5. Bonuses and Promotional Terms

5.1 Bonus Eligibility and Acceptance

Bonuses, promotions, and special offers are provided at jilik's sole discretion and may be modified, suspended, or terminated at any time without prior notice. Participation in bonus promotions is optional. By accepting a bonus or participating in a promotion, you agree to the specific terms and conditions applicable to that offer, including wagering requirements, game restrictions, maximum bet limits, and time limitations.

Each promotional offer is available once per person, household, IP address, device, and payment method unless explicitly stated otherwise in the specific promotion terms. Bonus abuse, including but not limited to creation of multiple accounts to claim multiple bonuses, collusion with other players to circumvent bonus restrictions, or exploitation of technical glitches or errors in bonus calculations, results in immediate bonus forfeiture, winnings cancellation, and potential permanent account closure.

5.2 Wagering Requirements

Bonus funds and associated winnings are subject to wagering requirements before withdrawal. The standard wagering requirement for jilik welcome bonuses is twenty-five times (25x) the combined deposit and bonus amount, though specific promotions may vary. Wagering requirements are displayed prominently in each promotion's terms and must be completed within thirty (30) days unless otherwise specified.

Not all games contribute equally to wagering requirements. Slots typically contribute one hundred percent (100%), live dealer games contribute ten percent (10%) to twenty-five percent (25%), and certain games may be entirely excluded from bonus wagering. Game contribution percentages are specified in each promotion's terms. Playing excluded or restricted games while bonus wagering requirements are active may result in bonus forfeiture and associated winnings cancellation.

Maximum bet limits apply while bonus wagering requirements are active. The standard maximum bet is PHP 100 per spin or hand unless otherwise specified in the promotion terms. Exceeding maximum bet limits may result in bonus forfeiture and winnings cancellation, even if wagering requirements have been met. Players are responsible for understanding and adhering to maximum bet limits.

6. Gaming Rules and Fair Play

6.1 Game Integrity and Random Number Generators

All jilik games operate using certified Random Number Generator (RNG) systems tested and verified by independent gaming laboratories. RNG systems ensure that game outcomes are truly random and cannot be predicted or manipulated by jilik, players, or third parties. RNG certification documents are available upon request and updated quarterly following laboratory retesting.

Live dealer games use physical equipment (cards, dice, roulette wheels) operated by trained dealers in real-time. Game outcomes are determined by physical equipment rather than computer systems, providing additional transparency. All live dealer sessions are recorded and archived for dispute resolution purposes.

6.2 Prohibited Activities

The following activities are strictly prohibited and constitute grounds for immediate account termination, balance forfeiture, and potential legal action:

• Cheating and Fraud: Use of software bots, automated betting systems, exploitation of software glitches or errors, card counting software, collusion with other players, or any attempt to gain unfair advantage through technical or deceptive means.
• Money Laundering: Using jilik services to launder funds obtained through illegal activities, structuring deposits to avoid reporting requirements, or using jilik as a money transmission service without legitimate gaming activity.
• Bonus Abuse: Creating multiple accounts to claim multiple bonuses, coordinating with other players to circumvent bonus restrictions, or exploiting bonus terms through technical loopholes.
• Account Sharing: Allowing third parties to access your account, selling or transferring your account to another person, or using another person's account.
• Underage Gambling: Allowing minors to access your account, providing false age information, or using identity documents belonging to another person to bypass age verification.

jilik employs sophisticated fraud detection systems monitoring gameplay patterns, betting behaviors, and account activities. Suspicious patterns trigger manual review by our security team. Players suspected of prohibited activities may have accounts suspended pending investigation. Upon confirmation of Terms & Conditions violations, jilik reserves the right to close accounts, void transactions, forfeit balances, and report violations to PAGCOR and law enforcement authorities.

7. Responsible Gaming and Self-Exclusion

7.1 Responsible Gaming Tools

jilik is committed to promoting responsible gaming and preventing gambling addiction. We provide the following self-imposed restriction tools accessible through your account settings:

• Deposit Limits: Set daily, weekly, or monthly maximum deposit amounts. Increases to deposit limits have a seventy-two (72) hour cooling-off period.
• Session Time Limits: Set maximum consecutive play duration, after which you will be automatically logged out.
• Loss Limits: Set maximum loss amounts over daily, weekly, or monthly periods.
• Reality Checks: Receive periodic pop-up notifications displaying your current session time and win/loss amounts.

7.2 Self-Exclusion and Account Closure

Players who feel their gambling is becoming problematic may self-exclude from jilik for periods ranging from one (1) week to permanent exclusion. Self-exclusion requests are processed within twenty-four (24) hours and prevent login access during the exclusion period. Self-exclusion requests for periods less than six (6) months cannot be reversed until the exclusion period expires. Requests for six (6) months or longer may be reversed after a seven (7) day cooling-off period and mandatory discussion with our responsible gaming team.

If you believe you have a gambling problem, support resources are available through the National Center for Mental Health (NCMH) Crisis Hotline at 1553 (toll-free, 24/7), Gambling Addicts Anonymous Philippines, and PAGCOR's Responsible Gaming Program.

8. Disputes and Complaints

8.1 Dispute Resolution Process

If you have a complaint regarding jilik services, gaming outcomes, account issues, or any other matter, you must first contact jilik customer support through live chat or email. Our support team will investigate your concern and provide a formal written response within forty-eight (48) hours for standard complaints and seven (7) days for complex disputes requiring technical investigation.

If you are dissatisfied with jilik's resolution, you may escalate your complaint to our Compliance Department by emailing the customer support team and requesting escalation. The Compliance Department will review your complaint and our initial response, conduct additional investigation if warranted, and provide a final decision within fourteen (14) days.

If you remain dissatisfied after Compliance Department review, you may file a formal complaint with PAGCOR's Player Protection Unit, which provides independent arbitration services for disputes between PAGCOR-licensed operators and players. PAGCOR decisions are binding on jilik.

8.2 Limitation of Liability

jilik is not liable for losses resulting from technical failures, internet connection issues, unauthorized account access resulting from your failure to maintain password confidentiality, decisions you make regarding gameplay or wagers, or any indirect, consequential, or punitive damages. Our liability is limited to the amount held in your jilik account balance at the time of the incident giving rise to liability.

9. Intellectual Property

All content on the jilik website, including but not limited to text, graphics, logos, images, software, and compilation, is the property of jilik or its content suppliers and protected by Philippine and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from any content without explicit written permission from jilik.

The jilik name, logo, and all related trademarks are the property of jilik and may not be used without permission. Game names and logos are the property of their respective game providers and used by jilik under license.

10. General Provisions

10.1 Governing Law and Jurisdiction

These Terms & Conditions are governed by and construed in accordance with the laws of the Republic of the Philippines. Any disputes arising from these Terms & Conditions or your use of jilik services shall be subject to the exclusive jurisdiction of Philippine courts, with venue in Metro Manila.

10.2 Severability

If any provision of these Terms & Conditions is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving its original intent.

10.3 Entire Agreement

These Terms & Conditions, together with our Privacy Policy and specific game rules, constitute the entire agreement between you and jilik regarding your use of our services. These Terms supersede all prior agreements, understandings, and communications, whether written or oral.

10.4 Assignment

You may not assign, transfer, or delegate your rights or obligations under these Terms & Conditions without jilik's prior written consent. jilik may assign these Terms & Conditions to any successor entity in the event of merger, acquisition, or business transfer.